A CPN, or Credit Profile Number, is a nine-digit number used as an alternative to your Social Security Number (SSN) for credit reporting purposes. It allows you to establish a new credit file while your original credit is being repaired.
Yes, using a CPN is legal for privacy and credit protection purposes. However, it is important not to use a CPN in place of your SSN when legally required, such as for government documents, loans, or tax filings.
No, a CPN is not a permanent solution. While it can help you move forward while your credit is being repaired, there are limitations to its use, such as not being accepted for government documents or major financial transactions.
A CPN is an alternative number that can be used for credit purposes, whereas an SSN is a government-issued identification number used for tax, employment, and other official purposes.
Credit repair involves disputing inaccurate or outdated information on your credit report, negotiating with creditors, and providing guidance on steps to improve your credit score.
Yes, all CPN/SCN numbers provided by us are tri-merged, validated, and skip-traced to ensure they are unique, accurate, and secure. We do not sell or issue recycled or previously used SSNs.
No, a CPN should not be used to apply for major financial products like mortgages or car loans, as these require your SSN and other legal documentation.
